I don’t spend a lot of time complaining about the government because I respect our leaders even when I don’t agree with them. That said, I think it’s ridiculous that I’m struggling to decide whether or not to keep health insurance due to the inane spike in costs.
I currently pay $222 per month, but that’s about to change. I’m single, and it’s been over a year since I had a doctor visit for anything other than the basics. ( And I rarely show up for those.) I am in no way abusing the system. I pay into it, but I count myself lucky that I haven’t had any substantial need for healthcare.
As a student at Tulane, I have two choices: purchase insurance through the school or provide proof that I have healthcare. If I don’t, I’ll incur fees that are completely separate from the fees that are completely separate from anyone fees that I will incur from the government.
Now, instead of paying $222 per month, I’ll be forced to pay nearly $400 per month. The cheapest option (with a high deductible) is $340 per month. That’s a significant increase, especially since Obamacare was supposed to make healthcare “better.” And I’m not alone. Earlier this year, a 3,137-county analysis published by the Manhattan Institute showed Obamacare increased 2014 Individual-Market premiums by an average of 49%. It’s hard to imagine paying that amount of money for something that I don’t typically use. It’s also terrifying to think of not having health insurance in the event that I really do need it.
I realize that Americans are forced to have healthcare now, but do you have healthcare? I’m pretty sure that my answer will be no a few days from now.